Effective Date: 13 February 2026
Last Updated: 13 February 2026

By accessing or purchasing from this website, you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use this website.

1. Nature of Business

We sell digital products including but not limited to:

  • E-books
  • Online courses
  • Templates
  • Software tools
  • Downloadable resources
  • Membership access

No physical goods are shipped.

2. Eligibility

By using this website, you confirm that:

  • You are at least 18 years old
  • You are legally capable of entering into a binding contract under Indian law

3. Account Responsibility

If you create an account on our website:

  • You are responsible for maintaining confidentiality of your login credentials
  • You agree to provide accurate and complete information
  • We reserve the right to suspend or terminate accounts for misuse

4. Pricing & Payments

  • All prices are listed in INR (₹) unless otherwise stated.
  • Payments are processed securely through PayU.
  • We do not store credit/debit card or banking details.
  • The Company reserves the right to modify prices at any time without prior notice.

5. Digital Product Delivery

  • All products are delivered electronically via email or download link.
  • Delivery is typically instant or within 24 hours after successful payment.
  • If you do not receive your product within 24 hours, contact us at aivishnu.sharma@gmail.com.

6. Refund & Cancellation Policy

Due to the digital nature of our products:

  • All sales are final.
  • No refunds will be issued once the product has been accessed or downloaded.
  • Refunds may be considered only in cases of duplicate payments or proven technical issues.
  • Approved refunds (if any) will be processed within 7–10 business days to the original payment method.

7. Intellectual Property Rights

All content on this website including:

  • Text
  • Graphics
  • Logos
  • Videos
  • Digital downloads
  • Course materials

is the intellectual property of the Company.

You may not:

  • Resell
  • Redistribute
  • Share
  • Reproduce
  • Modify

any product without written permission.

Violation may result in legal action.

8. Prohibited Use

You agree not to:

  • Use our products for unlawful purposes
  • Share purchased content publicly
  • Attempt to hack, disrupt, or damage the website
  • Reverse engineer any software or digital material

9. Limitation of Liability

The Company shall not be liable for:

  • Indirect or consequential losses
  • Loss of data
  • Loss of business profits
  • Technical issues beyond our control

All products are provided “as is” without warranties of any kind.

10. Disclaimer

We do not guarantee specific results, income, or outcomes from using our digital products.

Results vary depending on individual effort, skills, and market conditions.

11. Third-Party Services

We may use third-party tools and services including payment gateways like PayU.

We are not responsible for issues arising from third-party platforms beyond our control.

12. Governing Law & Jurisdiction

These Terms and Conditions shall be governed by the laws of India.

Any disputes shall be subject to the jurisdiction of the courts of [Your City, State, India].

13. Changes to Terms

We reserve the right to modify these Terms at any time.
Updated versions will be posted on this page with a revised effective date.

14. Contact Information

Business Name: Onlyonepercents
Email: aivishnu.sharma@gmail.com